Expense Classification
Prescription Drug and Over-the-Counter Medication Eligibility
A prescription alone doesn't make over-the-counter drugs HSA-eligible.
Theo Abramowitz
· 8 min read
Corporate Health Compliance Review — Page 3
T4 Reporting Obligations for PHSP Benefits
Misclassifying a plan as a PHSP creates downstream reporting errors on every required form.
Marguerite Osei-Bonsu
Common Disqualifying PHSP Structures and CRA Audit Patterns
CRA disqualifies PHSPs when employers don't actually bear medical expense risk.
Daniel Szymański
Single-Employee Corporation PHSP Eligibility
Cost-plus health plans for sole shareholder-employees fail the insurance-risk test.
Renata Chow-Villanueva
HSA Administration Fee Tax Treatment at the Corporate Level
Employer-paid HSA admin fees follow business expense rules, not contribution rules.
Theo Abramowitz
EFT Reimbursement Workflows in Canadian Digital HSA Platforms
How five EFT stages move Canadian HSA claims from receipt to bank account.
Marguerite Osei-Bonsu
CRA Administrative Positions on PHSP Plan Documents
CRA requires five specific insurance elements in PHSP plan documents.
Marguerite Osei-Bonsu
PHSP vs METC for Incorporated Professionals
A PHSP deducts from dollar one; the METC only kicks in above a threshold.
Marguerite Osei-Bonsu